There are lots of reasons the public calls on Grantham Appraisal & Realty, Inc.

Each year, thousands of people in Georgia purchase, sell or refinance their home. A lot of these transactions involve a simple line item for an appraisal. Practically all lenders still need a local expert because the stakes are so high, even though there are an increasing number of automated home valuation methods that may seem more cost-effective than an appraisal. But is securing a mortgage the only reason to get an appraisal? Are there also situations when the services of a licensed, independent real estate professional could be beneficial? Absolutely.


	For real estate appraisals in Fortson and Muscogee County, it's easiest when your order online from Grantham Appraisal & Realty, Inc., just click here.

Challenge your tax assessment in Muscogee County

If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Grantham Appraisal & Realty, Inc. is your best evidence when building your case. At Grantham Appraisal & Realty, Inc.,we can assist you in disputing your tax assessment.

Removing PMI will lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the property, almost all lenders ask homeowners to purchase an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Very often, this added payment is lumped into the monthly mortgage payment and is promptly forgotten. This is bad because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Grantham Appraisal & Realty, Inc. will give you a statement regarding the value of your home. The cost of the home valuation can often be recovered in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is often complicated by the troublesome decision of who gets the property, and it can be a very traumatic occurrence for both parties. So both parties are fully aware of the true market value of their property, it's a good idea to get an appraisal from Grantham Appraisal & Realty, Inc., regardless of the situation.

The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Trustworthy estate liquidation

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these issues. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Let Grantham Appraisal & Realty, Inc. assist you in relocating to or from Muscogee County

Employee relocation can be a stressful event. We know where you're coming from! That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our intensive process, we encourage employees that are moving to provide feedback on the positive features of their property, as well as information about any recent sales or listings in their neighborhood that they want considered.

Let Grantham Appraisal & Realty, Inc. assist you in selling your home quickly at the right price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your asking price. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't contingent upon the value we report, but rather they rest on our efforts to complete the appraisal.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.