Attention homeowners in Fortson and Muscogee County: Need an appraisal?

Here are the top seven reasons Georgia homeowners use Grantham Appraisal & Realty, Inc.:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge your property tax assessment in Georgia
Remove PMI to cut their monthly mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Georgia, where real estate property needs to be divided
Determine the true market value of the property in question to settle an estate in Muscogee county or Georgia


	Own a home in or near Fortson, Georgia and need help deciding the price of it? Contact Grantham Appraisal & Realty, Inc..

At Grantham Appraisal & Realty, Inc., we understand the special needs of a homeowner looking for appraisal services. Our typical business clients understand the appraisal process and the standard reporting formats. But as a consumer, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

Challenge a property tax assessment

Let's say you live in a region that is declining -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Grantham Appraisal & Realty, Inc. is your chief weapon when contesting your property tax assessment.

PMI Removal Appraisals

A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Grantham Appraisal & Realty, Inc., we're experienced in helping clients just like you delete undesirable PMI insurance.

HELOC recently frozen?

If your house is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Grantham Appraisal & Realty, Inc. can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you'd prefer to have a professional double-check it for precision or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. Even though most review work is requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are wise to invest in a second opinion.