Need an appraisal in Fortson or Muscogee County?
Check out the top 7 reasons GA homeowners order from Grantham Appraisal & Realty, Inc.:
Do you own a house in or near Fortson? Do you need help deciding the price of your real estate?
We at Grantham Appraisal & Realty, Inc. understand the individual needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Grantham Appraisal & Realty, Inc., are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value opinion than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. At Grantham Appraisal & Realty, Inc., we're veterans in helping clients just like you abolish unwanted and unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses nearby. This means you're paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Grantham Appraisal & Realty, Inc. is your best weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your home is near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Grantham Appraisal & Realty, Inc. can help you reinstate your home equity line of credit with efficient appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for verity? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.