Real estate appraisal services for homeowners in the city of Fortson and Muscogee County
See the top seven reasons why GA homeowners need Grantham Appraisal & Realty, Inc.:
Need help deciding the price of your home in or near Fortson, GA?
We at Grantham Appraisal & Realty, Inc. understand the particular needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Grantham Appraisal & Realty, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are veterans in helping people just like you delete unwanted and unneeded PMI insurance.
Challenge Tax Assessment
Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Grantham Appraisal & Realty, Inc. is your perfect weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be troublesome from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Grantham Appraisal & Realty, Inc. can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for preciseness, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Grantham Appraisal & Realty, Inc. can help you with that. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.