Attention homeowners: Real estate appraisal services for in Fortson and Muscogee County
Here are the top reasons GA homeowners need Grantham Appraisal & Realty, Inc.:
Need help determining the price of your home in or near Fortson, GA?
We at Grantham Appraisal & Realty, Inc. understand the unique needs of a consumer in need of appraisal services. Our usual business clients are used to the appraisal process and the usual "products" we deliver to them. Being a regular person not in the real estate industry that probably doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Grantham Appraisal & Realty, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Grantham Appraisal & Realty, Inc. is qualified in helping people just like you dismiss unnecessary PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if you live in a region that is going down or is not appreciating as much as other properties close to yours. This means you're most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Grantham Appraisal & Realty, Inc. is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
If your home is in or near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. Grantham Appraisal & Realty, Inc. can provide you with an expert appraisal to help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for accuracy, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.